Check out what you need to know about liability and janitorial insurance.
When you run any business, it’s important to be aware of your risks. From injuries to property damage, there are a variety of liabilities that your business faces. However, you’re especially vulnerable to liability risks as a janitorial business owner. Your employees must travel to a variety of different locations where they handle priceless items and are often left alone in offices late at night. There’s quite a deal of liability risk involved in your business practices. Ensure that you’re well covered, and check out what you need to know about liability and janitorial insurance.
What is Janitorial Insurance?
While there are various types of policies within janitorial insurance, perhaps the most important type of coverage is errors and omissions insurance. This type of insurance gives you the liability coverage that you need to keep your business secure. It goes above and beyond to cover you from risks unique to your industry. It gives you the coverage that you need to cover yourself, employees, and subcontractors. It gives you the necessary coverage to keep your legal costs and damages.
What Doesn’t Janitorial Insurance Cover?
Generally, your janitorial coverage for liability won’t cover any commercial vehicles that your business uses. Additionally, it won’t cover any negligence, sexual harassment claims, or workers’ compensation claims.
Why Do I Need Janitorial Insurance?
You need the right coverage so that you protect your business from financial ruin. All it takes is one slip and fall or one accusation of theft to leave your business with a multi-million-dollar lawsuit. Liability janitorial coverage gives you the coverage that you need for peace of mind.
When it comes to keeping your business safe, ensure that you have the right commercial insurance. Protect your cleaning service with the right liability janitorial insurance. Contact the professionals at NorthStar Risk Management & Insurance Services, Inc. in Walnut Creek, California for all your commercial and personal insurance needs.