Use these motorcycle insurance questions to get the best coverage.
Your motorcycle gives you the freedom to travel on the open road. It’s a liberating method of transportation that lets you zip from one destination to the next. However, when it comes to protecting your motorcycle, you need the right insurance. Protect your vehicle with the right coverage by using these motorcycle insurance questions. Find out what you need to know.
What’s the minimum coverage requirement?
Each state has a minimum coverage requirement. Ensure that your coverage meets the minimum liability requirement as well as passenger liability coverage. That way you can also protect those who travel with you. Be clear on the details so that you can rest easy knowing that you have the coverage that you need.
What coverage best fits your needs?
Despite the fact that you’re required to have minimum coverage, you can increase your coverage to a more comprehensive policy. That way you’re afforded more coverage so that if your bike is damaged in an accident, you have more than just the basic liability policy to give you coverage.
Do I need coverage for replacement costs?
Some insurance policies offer to cover replacement costs for newer bikes. That way if you’re involved in an accident, your bike is replaced. It’s great protection for your brand-new motorcycle.
What discounts do I qualify for?
It doesn’t hurt to ask for discounts. When it comes to your motorcycle, ask to see if there are any additional discounts that you qualify for. From good driving to policy bundling, check with your insurance agent to find the best coverage for your needs.
When it comes to choosing the right coverage, use these motorcycle insurance questions to help you make the right decision. Contact the professionals at NorthStar Risk Management & Insurance Services, Inc. in Walnut Creek, California for all your commercial and personal insurance needs.