Make sure you tackle these important to-dos and get flood insurance before you leave your second home.
Whether you’re from up north or out east, northern California provides the perfect place to snowbird. Our mild climate, exciting cultural opportunities, and beautiful scenery make it an ideal spot to spend part of the year. But now that the Northern Hemisphere is warming up, it’s time to head back to your primary home. Before you leave, make sure you do these things and get flood insurance to keep your second home in top shape while you’re away.
Make sure your alarm systems are functioning, and notify the police that your home will be vacant. If you haven’t already, put deadbolts on external doors and windows. It’s a good idea to bring any valuables with you as you head back to your primary home to be safe.
Turn off your water supply while you’re away provided it’s safe for your heating system – ask a professional first. You should also drain all of the water from your pipes. Open your faucets and outdoor spigots and flush your toilet until the water clears out of the tank and bowl.
Check your coverage.
Since you’ll be away for a while, you need to be prepared to come back to an unanticipated scenario. You’ve likely already chatted with your agent about the right homeowners insurance coverage for your unique part-time living situation, but you also need to consider flood insurance. Without it, you’ll be left with the cost to rebuild or repair your home and replace personal property damaged in a flood if this natural disaster occurs while you’re away.
For more information about how flood insurance can protect your second home, contact the experts at Northstar Insurance in Walnut Creek, California.