Picking the right ride and auto insurance for new drivers can feel daunting. Use these tips to help!
Driving is scary when you first begin. You have wrap your brain around the concept of being in control of a large, heavy object and using it to transport yourself and others to a destination. It makes sense that inexperienced drivers feel a little trepidation behind the wheel. To help ease tension behind the wheel, make sure you pick the right car and auto insurance for new drivers. These tips can help!
Choosing a car.
When it comes to picking a vehicle, safety features should be at the top of your priority list. The Insurance Institute for Highway Safety releases their top safety picks to make it easier to car shop for inexperienced drivers. Whether you go off their list or not, choose a heavier vehicle with low horsepower and features like antilock brakes, electronic stability control, and lots of airbags.
Choosing auto insurance.
First off, educate your new driver about their insurance obligations. In California, this means carry liability coverage to step in for medical expenses and repair bills related to an accident you cause. Your new driver absolutely needs to have both bodily injury and property damage liability coverage.
On top of that, it’s a good idea to carry collision coverage. This type of policy will step in if the new driver causes an accident that damages his or her own vehicle. What are some other good options to consider adding? Comprehensive coverage will protect against things like theft, fire, and vandalism. Uninsured motorist coverage will pick up the tab if another driver without insurance causes an accident.
Ultimately, it’s a good idea to talk to an insurance expert to make sure your new driver has the right protection on the road. For more information, contact NorthStar Risk Management & Insurance Services, Inc. in Walnut Creek, California if you need auto insurance for new drivers.