If you offer professional cleaning services, you should consider janitorial insurance. Here’s why.
Did you know that in the United States, janitorial services make up a $35 billion industry? That’s a lot of money changing hands, so naturally, issues arise. Are you ready for them? You can be – if you have janitorial insurance in place to protect your hard work.
Why do you need specialized insurance for your industry? Because your work is specialized. You may or may not own business premises, but you’re going to be spending a lot of time on other people’s property. That means you could be held liable for damages.
You also probably drive to and from different clients’ properties and haul your cleaning supplies, which means you also face liability issues out on the road.
If you have employees, there’s even more to consider. First, you need workers’ compensation (it’s legally required in the state of California). On top of protecting your employees with workers’ comp, you also may want to consider protecting your business against the possibility that an employee will steal something from a location you serve. Employee fidelity coverage can do exactly that.
Clearly, you face risks specific to your line of work. Fortunately, janitorial insurance is designed to give you and your business the right level of protection. You’ve worked hard to build your business up to where it is today, and this specialized coverage will ensure it doesn’t get swept away. Talk to an insurance professional about the policies your janitorial business needs so you can rest easy knowing your company has the safeguards it deserves!
To get the right commercial insurance for your janitorial business, contact NorthStar Risk Management & Insurance Services, Inc. in Walnut Creek, California. We’re experts on janitorial insurance and can tailor the right policy to protect you in your unique line of work.