Find out what you need to know about janitorial insurance before you settle on a policy.
Your small business is important to you. It’s your livelihood, and you’ve worked hard to build your business from the ground up. Don’t leave your business vulnerable. Protect your cleaning service business with the right janitorial insurance. But, before you settle on a policy, check out what you need to know about janitorial insurance.
Identify Your Risk.
When it comes to buying insurance, the first step is to identify your risks. The better aware that you are of the threats to your business, the better able you are to protect it. Account for any property damage, liability concerns, or traffic accidents that may occur while your employees are out in the field representing your business.
Think About Cost.
Cost is a large factor involved in your insurance coverage. However, it shouldn’t be the only item to consider. A more comprehensive policy may be more expensive. However, it gives you more protection. Ask your insurance agent about any discounts that may apply to your business. You may even want to consider a policy with a higher deductible to help save a little. However, be aware that you may pay more up front with a higher deductible.
When you’re unsure about which policy to buy, it’s important to compare several policies. Different policies offer different coverage options and different prices. Compare at least three options so that you’re best able to make the decision that’s best for your business. That way you can rest easy knowing that your cleaning business is well protected.
Protect your business with the right coverage. Your cleaning business needs adequate janitorial insurance. Contact the professionals at NorthStar Risk Management & Insurance Services, Inc. in Walnut Creek, California for all your commercial and personal insurance needs.