Janitorial businesses are a booming part of our society and an important part of the cleaning industry.

Just like any other business, accidents can occur at any time while on the job. While no two janitorial businesses are the same, the types of exposures you encounter as a business owner are similar. Regardless of whether your services are specific to residential, office or mercantile locations, Janitorial Insurance will give you the peace of mind that is essential in providing great service to your clients.

Why Coverage is necessary:

• The insured is a janitorial subcontractor who was contracted to perform janitorial services for a chain of supermarkets. The janitorial employee was cleaning the floor prior to the store opening for the day. A delivery person walked into the store and slipped on a wet floor and broke his hip. The insured was found negligent for not placing a warning “slippery when wet” sign and proper warning cones around the area being mopped. The claimant incurred medical bills of $32,000 and 18 months of lost wages.
• The insured’s employee was using a steel wool scrubber on a client’s custom shower door, which resulted in multiple scratches on the door that could not be removed. The custom shower door needed to be replaced, costing $1,200.
• The insured janitor kept all of his client’s keys on one key ring. He misplaced the ring and now needs to replace all of the locks at each client’s premises, totaling $3,500.
• The insured used a specialized piece of waxing equipment to clean his client’s floors. One of his employees forgot to place the machine back into his car trunk and backed over it when pulling out of the client’s parking lot. The insured needed to lease a machine until his could be repaired. He was reimbursed 1,500 for the rental.