Call Us: 925-975-5900
Contact Us
NorthStar Risk Management & Insurance Services Inc.NorthStar Risk Management & Insurance Services Inc.NorthStar Risk Management & Insurance Services Inc.NorthStar Risk Management & Insurance Services Inc.
  • Home
  • Services
    • Commercial Insurance
    • Personal Insurance
    • Marine Insurance
    • Legal Malpractice Insurance
    • Director & Officers Liability Insurance
    • Janitorial Insurance
  • Carriers & Claims
  • About Us
  • Blog
  • Contact

Janitorial Insurance

    Home Janitorial Insurance

    Janitorial Insurance

    Protection for your business and your future with our janitorial insurance products.

    “Specifically Designed for Janitorial
    Businesses Servicing Residential, Office and Mercantile Locations”

    Janitorial businesses are a booming part of our society and an important part of the cleaning industry.

    Just like any other business, accidents can occur at any time while on the job. While no two janitorial businesses are the same, the types of exposures you encounter as a business owner are similar. Regardless of whether your services are specific to residential, office or mercantile locations, Janitorial Insurance will give you the peace of mind that is essential in providing great service to your clients.

    janitorial insurance

    Why Coverage is necessary:

    • The insured is a janitorial subcontractor who was contracted to perform janitorial services for a chain of supermarkets. The janitorial employee was cleaning the floor prior to the store opening for the day. A delivery person walked into the store and slipped on a wet floor and broke his hip. The insured was found negligent for not placing a warning “slippery when wet” sign and proper warning cones around the area being mopped. The claimant incurred medical bills of $32,000 and 18 months of lost wages.
    • The insured’s employee was using a steel wool scrubber on a client’s custom shower door, which resulted in multiple scratches on the door that could not be removed. The custom shower door needed to be replaced, costing $1,200.
    • The insured janitor kept all of his client’s keys on one key ring. He misplaced the ring and now needs to replace all of the locks at each client’s premises, totaling $3,500.
    • The insured used a specialized piece of waxing equipment to clean his client’s floors. One of his employees forgot to place the machine back into his car trunk and backed over it when pulling out of the client’s parking lot. The insured needed to lease a machine until his could be repaired. He was reimbursed 1,500 for the rental.
    Broker Contact

    Most Common Janitorial Insurance Risks

    You need insurance as specialized as the work you do. To get it, contact NorthStar Risk Managements & Insurance Services, Inc., the specialists in janitorial insurance. We can put our expertise behind your business. Call us today!

    Eligible Risks:

    • Have up to 20 employees
    • Business consists of up to 50 percent of operations
    • Services performed at residential locations, offices or mercantile locations
    • Up to 25 percent of annual sales comes from the following combined: landscaping, lawn maintenance, carpet cleaning and window cleaning
    • Subcontracting costs represent up to 25 percent of total annual sales

    Most Common Ineligible Risk Characteristics:

    • Handling infectious waste or hazardous materials
    • Performing mold remediation or hood/duct cleaning as well as other “handyman” operations
    • Cleaning of locations other than residential, or mercantile locations
    • Cleaning of swimming pools
    • Performing cleaning operations at mercantile establishments while still open for business

    NorthStar Risk Management and Insurance Services, Inc. is a Northern California-based brokerage firm. Since 1993, our experienced insurance professionals have maintained a focus on providing excellent client services that separate us from the rest.

    Follow Us

    Contact Us

    Address:
    2890 N. Main Street, Suite 302
    Walnut Creek, CA 94597

    Office:

    925-975-5900

    Email: info@northstar-ins.com

    Proudly Serving: Walnut Creek, Concord, Berkeley, Oakland, Pleasanton, Livermore, San Francisco, Stockton, Modesto, Sacramento and surrounding areas

    Recent Posts

    • Our Executive Featured in Forbes Magazine on Buying Jewelry on Valentine’s Day February 14, 2019
    • Our Executive Featured in Forbes Magazine on California Wildfires December 4, 2018

    Helpful Links

    • Personal Insurance
    • Commercial Insurance
    • Janitorial Insurance
    • Director & Officers Liability Insurance
    • Marine Insurance
    • Carriers & Claims
    CA License #: OB17257 | © All Rights Reserved | Designed By: SMS
    • Home
    • Services
      • Commercial Insurance
      • Personal Insurance
      • Marine Insurance
      • Legal Malpractice Insurance
      • Director & Officers Liability Insurance
      • Janitorial Insurance
    • Carriers & Claims
    • About Us
    • Blog
    • Contact
    NorthStar Risk Management & Insurance Services Inc.