Protect your cleaning business with the right janitorial insurance and endorsements.
As a janitorial professional, you pride yourself on the excellent services that you provide. Your team are experts in cleaning thoroughly and efficiently. However, every so often, accidents happen. Your staff must travel to multiple locations, working late hours, all while handling sensitive and valuable items. If anything should happen, your business is on the line. Keep your business as safe as can be with the right janitorial insurance. However, sometimes a basic policy isn’t enough. Supplement your coverage with a SPICE endorsement. Check out what you need to know about keeping your janitorial business well protected with policy endorsements.
What is a SPICE endorsement?
A SPICE endorsement stands for a Supplemental Property Insurance Coverage Endorsement. Such a policy can be a huge help when it comes to insuring your janitorial business. It’s a special policy endorsement that mainly applies to janitorial and cleaning businesses. It helps to secure your business property so that if any of your materials are stolen, lost, or damaged, your business is given the financial support that you need to replace them. Your cleaning supplies are vital to the survival of your business. With a janitorial SPICE endorsement, if anything happens to your cleaning supplies such as vacuums, carts, and any other cleaning materials, you’re covered.
Does a SPICE endorsement cover liability coverage?
A SPICE endorsement gives you extra coverage for damage to property. It won’t give you any third-party liability coverage. However, a business owner’s policy can give you the additional liability coverage that you need. Plus, you may be able to invest in an additional endorsement to supplement your liability coverage.
When it comes to keeping your janitorial business safe, ensure that you’re protected with the right janitorial insurance and any necessary endorsements. Contact the professionals at NorthStar Risk Management & Insurance Services, Inc. in Walnut Creek, California for all your commercial and personal insurance needs.